Tuition Fees and Scholarships

Please note, if you have started your studies in September 2019 or before, this information will apply for the whole duration of your studies!

• Tuition fee for Bachelor’s degree studies: €8 700 / academic year
• Tuition fee for Master’s degree studies: €9 700 / academic year

If you choose to pay your tuition fee in installments, the payments are due as follows:

• Bachelor’s degree studies
  • 14 July 2023 – €4 350 for the Autumn Semester
  • 1 December 2023 – €4 350 for the Spring Semester

You can pay your tuition fee in full or in bigger instalments if you wish.

Please notice:  Pay your tuition fee always directly to HAMK – you should never pay through third parties (i.e. educational agents).

Payment options: You can pay your tuition fee in HAMK Store or with Flywire https://hamk.flywire.com (starting February 2023) or by a bank transfer – you will find instructions for paying below

Instructions for Paying Tuitionas a present student for Bachelor’s Degree, started 2019 or before can be found here.

There will be no tuition fee for non-EU/EEA students

• who have started their studies before 1 August 2017
• who have accepted the study place in the 2016 joint application and have enrolled as absent
• who study in degree programmes taught in Finnish
• who have an EU Blue Card granted in Finland
• who have a continuous residence permit card in Finland, type A permit
• NB: Type A permit granted for studying in Finland (from 15 April 2022 onwards) doesn’t exempt student from paying tuition fee.
• who have a permanent residence permit card in Finland, type P permit
• who have an EU Family Member’s Residence Card in Finland
• who have an EU residence permit for third-country citizens with long-term residence permit card in Finland (Type P-EU)

If you are unsure about whether you need to pay tuition fees or not, check the ‘Am I required to pay tuition fees?‘ section at Studyinfo.fi. 

Providing the documentaries 

Students are required to provide one of the following documents to be exempted from paying tuition fees: 

• EU Blue Card granted in Finland 
• Continuous residence permit card in Finland, Type A permit 
• NB: Type A permit granted for studying in Finland (from 15 April 2022 onwards) doesn’t exempt student from paying tuition fee. 
• EU Family Member’s Residence Card in Finland 
• Permanent residence permit card in Finland, Type P permit 

• EU residence permit for third-country citizens with long term residence permit card in Finland (Type P-EU) 

The document exempting from the tuition fee must be valid on 1 August in order for it to be considered for studies starting in autumn term and on 1 January in order for them to be considered for studies starting in spring term. 

Please notice: if you receive one of the documents mentioned above at any point of the admission process, please provide us the document immediately. 

You can have the tuition fee, or parts of it, back, if you receive a negative decision for your student residence permit. For refund of the tuition fee, we will need a copy of the negative decision.

If you have started your studies online before you receive the negative decision, the amount of the refund depends on the amount of credits you have completed. For example, if you have completed 15 ECTS online studies at the maximum, you will get ¾ of the tuition fee (the tuition fee for whole academic year) back. If you have completed 16-30 ECTS online studies, you will get ½ tuition fee (the tuition fee for whole academic year) back.

If you are not able to start or continue your studies as planned because of military service, parental leave or personal sickness or injury, you can enroll yourself as a non-attending student for a semester. In this case you don’t need to pay the tuition fee for that period, or we will refund the tuition fee back to you if you have paid it already. Please notice, that you need to send a written document as a proof before you can enroll yourself to non-attending student. In this case, please contact admissions@hamk.fi

Students can be awarded with a scholarships two times during their studies, based on their level of Finnish language and provided that their studies progress with 60 ECTS credits per academic year at HAMK. The Finnish language skills are evaluated by exam results (see below: Finnish language tests)

1.  Scholarship: Basic User of Finnish language (CERF level-A2): €3 200
   • Paid once, the earliest after the first academic year .
     Bachelor´s degree students have the opportunity to gain level A2 by taking part in Finnish language studies offered by HAMK and studying independently. There is no Finnish instruction for Master’s degree students.
     Language level assessment is based on the Common European Framework of Reference for Languages: Learning, teaching, assessment (CEFR).
     You can check the requirements from here.
2. Scholarship: Independent User of Finnish language – (CERF level B1): €6 500
   • • Paid once, the earliest after the second academic year.
       If the student is awarded with Scholarship 1, they can be awarded with Scholarship 2 after the second academic year, at the earliest.

HAMK encourages students to aim to level B1 and will support and offer guidance on how to achieve the level needed. B1 is an advanced level requiring long-term commitment to studying Finnish.

Language level assessment is based on the Common European Framework of Reference for Languages: Learning, teaching, assessment (CEFR).

You can check the requirements from here.

Student can be awarded with a one scholarship at the end of their studies, based on their level of Finnish language and provided that their studies progress with 45 ECTS credits per academic year at HAMK. The Finnish language skills are evaluated by exam results (see below: Finnish language tests)

Scholarship: Basic User of Finnish language (CERF level-A2): €2 500

• Paid once, the earliest after the first academic year

There are no Finnish language studies included in HAMK’s Master’s degree programmes. Students have an opportunity to take part in Finnish language studies offered for Bachelor students (10 credits) to gain the level A2. These studies are voluntary and free of charge.

Language level assessment is based on the Common European Framework of Reference for Languages: Learning, teaching, assessment (CEFR).

You can check the requirements from here.

Please note, if you have started your studies in September 2019 or before, this information will apply for the whole duration of your studies!

Bachelor’s degree studies

HAMK will offer you a scholarship of 45% of your annual tuition fee if your studies at HAMK have progressed according to the schedule below.

In order to receive the scholarship, you need to complete:

• 27 ECTS credits in the first academic semester (August – December)
• 55 ECTS credits in each academic year (August – July)

The scholarship for Bachelor’s degree studies will be granted annually after the student has fulfilled the conditions of the scholarship. The scholarship can be granted at the earliest after studying for one semester.

The maximum duration of the scholarships is the estimated studying time: 3.5 years in the Degree Programme in International Business and 4 years in the Bachelor of Engineering degree programmes.

We reserve the right to any changes.

Master’s degree studies

HAMK offers a scholarship of 30% of the annual tuition fee to those students who have completed 45 ECTS credits each academic year.

The HAMK scholarship for Master’s degree studies will be granted once a year after the student has fulfilled the conditions of the scholarship.

We reserve the right to any changes.

You can prove your Finnish language skills

• by taking a Finnish language test at HAMK or
• with a National certificate of language proficiency (YKI certificate)

Language test arranged by HAMK

We recommend taking the language test only when your language skills are at a sufficient level, and you will be able to pass the test. The first test, at both levels, is free of charge but if you must retake the test you will have to pay €108.

Dates and venues

Finnish language tests are arranged twice a year at HAMK’s campuses.

• First working day in  October at 1 p.m.
• First working day in February at 1 p.m.

Payment

The first test is free of charge but if you need to retake the test you will have to pay €108. Retaking the test means you need to do the whole test.

Instructions

1. Enrol for the test at Pakki
2. Bring your own computer and headphones. You will also need a microphone.
3. You will receive an e-mail with a sign up link and a code for the test about one week before the test day.
4. The test consists of four parts
   • Reading comprehension and writing (approx. 2 hours)
   • Listening comprehension and speaking (approx. 1 hour)

You will get your test result in three weeks by e-mail.

Contents of language tests in level A2 and B1

See the requirements in level A2 and B1 on the assessment grid of The Common European Framework of Reference for Languages.

Reading comprehension (A2 and B1)
You will read approximately five texts and answer questions. The questions are either true/false, multiple choice, or open questions.

Writing (A2 and B1)
You will need to write three different texts.

Listening comprehension (A2 and B1)
You will be listening to messages, news, or dialogues, and answering a set of questions about what you hear. The questions are either true/false, multiple choice, or open questions.

Speaking (A2)
There are three tasks: an individual long turn (speaking at length about a given topic), an interview, and expressing an opinion. You will be interacting with a computer.

Speaking (B1)
There are three tasks: an individual long turn (speaking at length about a given topic), reacting in everyday situations, and expressing your opinion. You will be interacting with a computer.

National certificate of language proficiency (YKI certificate)

YKI tests are arranged by the Finnish National Agency for Education (EDUFI): Information on YKI tests

YKI test requirements

You need to complete one of the subtest combinations below at the required level of proficiency:

Level A2 (basic level)

• speaking and writing: level of proficiency 2 OR
• listening comprehension and writing: level of proficiency 2 OR
• reading comprehension and speaking: level of proficiency 2

Level B1 (intermediate level)

• speaking and writing: level of proficiency 3 OR
• listening comprehension and writing: level of proficiency 3 OR
• reading comprehension and speaking: level of proficiency 3

Submit your test result to koulutuksentukipalvelut@hamk.fi